i am now in the final throes of planning our trip and wondering about the best options for converting Aussie dollars to CAD and carrying this. I have a Qantas card but their currency conversion rates are terrible. I also have a Citibank plus transaction savings debit Visa card but seem to recall that some forum members reported problems using this in Canada (@Born2ski??). I was hoping to use the latter and take some cash. Anyone have any recent experience using the Citibank card, and are there only limited ATMs that will accept it?