This times a squillion! 24 years ago I had a horse riding accident near Merrijig ( bottom of Buller). Friends drove me to Mansfield, then I was ambo transferred to Wangaratta for a night before another ambo transfer to Melb. Back then the bill for 2 trips was just short of $3k - all covered by ambo membership. I've used the ambo twice with this injury. My last Ambulance Vic renewal was $89.90 for family, it truely is the cheapest best value insurance. I'm so far in front, and wouldn't be without it.