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Question Hakuba insurance - is it worth getting a 'snow pak'

Discussion in 'Japan' started by snowgum, Oct 16, 2019.

  1. snowgum

    snowgum One of Us Ski Pass: Gold

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    Hi all,
    I am looking hat spending 10 days in Hakuba - aiming to start late Feb.

    I'm lower advanced: will look doing one day of piste arme ski with a guidie group,

    Mr Question is whether It's worth adding 100 p p j copehensicw

    Shocking.umm
     
  2. snowgum

    snowgum One of Us Ski Pass: Gold

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    Oops apologies: my Q is whether its worth buying $100 insurance. for Hakuba?
     
  3. snowgum

    snowgum One of Us Ski Pass: Gold

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    What a shocker! - was really too tired to post this last night.

    To clarify, I'm trying work out whether the 'snow pack' option offered by an insurer is worth it.

    The main attractor of this option is the mountain rescue and recovery part.

    If chosen this adds about $100 to the main $150 premium over 3 weeks.

    Since I'll be mainly on lifts during my stay (not ducking under ropes) and only doing real BC if I join a guided party, I'm wondering whether this cover is likely yo be needed especially for a BC day.

    Thanks in advance folks for any thoughts.

    (I have scanned some old threads that indicate mountain rescues averages $3-4 K but can be a lot more)

    (I note a good sleep and coffee helps before posting). (;-)
     
    LMB and blowfin like this.
  4. Annabuzzy

    Annabuzzy Part of the Furniture

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    I assume that pack offers cover for off piste skiing. If yes, I would get it, particularly if you plan to do guided BC. If not, what does the base level cover? You may find you’re not covered for any ski related injury at all!

    I’m not saying one way or another but either way I’d get the cover.
     
    snowgum likes this.
  5. chicski

    chicski A Local Ski Pass: Gold

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    There’s a whole thread on travel insurance for skiing. Worth a read.
     
  6. snowgum

    snowgum One of Us Ski Pass: Gold

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    Cheers will check again, what I saw made me think recovery while a low chance to happen is pretty exi if it does. Like Euro Alps?

    Yes might have to ring insurer re basic cover.
    Std items not v relevant to rescue although it mentions medivac to Aus. (;-)
     
  7. chicski

    chicski A Local Ski Pass: Gold

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    Many insurances now exclude any snow activities, or anything off piste. Read the PDS carefully.
     
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  8. snowgum

    snowgum One of Us Ski Pass: Gold

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    Will do - makes the pack important reading, buying?
     
  9. Lucky Pete

    Lucky Pete One of Us

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    Are you talking about skiing off piste vs on mountain? If off piste most reputable guides wont take you unless you have the insurance in hand or you buy on the day.
     
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  10. snowgum

    snowgum One of Us Ski Pass: Gold

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    Fair enough too!
    Cheers