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ING scraps international fees ATMs/Credit cards

Discussion in 'Flights' started by azzski, Nov 10, 2017.

  1. azzski

    azzski Should know better Moderator Ski Pass: Gold

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    Edgecrusher, piolet and Chondro like this.
  2. piolet

    piolet Better make it three Ski Pass: Gold

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    Excellent
    I currently use the Citi visa is frequently. Works like a charm.
     
  3. rowdyflat

    rowdyflat One of Us

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    28 degrees Mastercard is OK . Just watch the other fees.
     
  4. chicski

    chicski A Local Ski Pass: Gold

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    Excellent. They are my main bank.
     
  5. azzski

    azzski Should know better Moderator Ski Pass: Gold

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    This is the first real competition for 28 Degrees/Citibank accounts we've had.

    28 Degrees have been pissing me off with their payment options - having to pay through their website and changing for BPay, which is ridiculous. Latitude (who bought 28 Degrees) is moving into the Australian market in a big way though, so we'll see how that plays out.
     
  6. azzski

    azzski Should know better Moderator Ski Pass: Gold

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    Yes.
     
  7. gareth_oau

    gareth_oau Pool Room Ski Pass: Gold

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    I don't do cash from ATMs, but will be good for online shopping or when I'm paying for overseas accommodation or car rentals
     
  8. piolet

    piolet Better make it three Ski Pass: Gold

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    Need to look closer but is there a min monthly deposit amount and transaction requirements?
    1000 in and 5 purchases a month? That would be a deal breaker for me. Citi works well for me for my use; routine ATM withdrawals os
     
  9. skichanger

    skichanger A Local Ski Pass: Gold

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    ING Orange debit card has always been a reasonable option for OS ATM withdrawals. $2.50 fee for each withdrawal and a good exchange rate sure beats most other options.
     
  10. D-eye

    D-eye Photographer and skier Moderator

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    No, at least not that I can recall seeing
     
  11. chicski

    chicski A Local Ski Pass: Gold

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    I think there actually is.

    International Transaction Fee Waiver Offer for Orange Everyday Customers

    The International Transaction Fee Waiver Offer will apply for the next calendar month when you perform the following during the current calendar month:
    - deposit at least $1,000 from an external bank account to any personal ING account in your name (excluding Living Super and Orange One), and
    - (effective from 1 March 2018) also make at least 5 card purchases using your ING debit or credit card (excluding ATM withdrawals, balance enquiries, cash advances and EFTPOS cash out only transactions).

    No problem for me as my income goes into my ING account.
     
    piolet likes this.
  12. D-eye

    D-eye Photographer and skier Moderator

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    Ah, sorry got it mixed up with the domestic one.
     
  13. kylep

    kylep One of Us Ski Pass: Gold

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    Will be interesting to compare the citi and ING in Canada next month
     
  14. azzski

    azzski Should know better Moderator Ski Pass: Gold

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    So Latitude are making changes to the Shoppers Insurance with the 28 Degrees card.

    The coverage is improved, but from 24th October they charge 1% of the closing monthly balance.
     
  15. Hermannator

    Hermannator One of Us Ski Pass: Silver

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    Now that the Northern season is well underway, has anyone out there been successfully using this product?

    Does it work in Japan for withdrawals, have ING been rebating the fees as they state they will?
     
  16. kylep

    kylep One of Us Ski Pass: Gold

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    I’ve been using my ING more and more. Including overseas. It’s a good all round product that’s still good OS (bonus interest, Apple Pay, fee rebates).
    Have definitely had the atm rebates in NZ, Canada. Will likely be using in Japan from next weekend.
    I’ll have to go back and compare Citi vs ING performance in Canada last year
     
  17. cornice11

    cornice11 One of Us

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    Yeah good product. Last year i got the rebate ~10usd fee at an atm in a nevada casino.
     
  18. kylep

    kylep One of Us Ski Pass: Gold

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    Sample of purchases from Canada last year.
    Citibank card - purchases ranging from 12-200CAD - 0.971-.977 effective rate
    ING Card - purchases and ATM ranging from 30-400CAD - 0.971-0.972 rate
    Worth noting though that the ING samples were across 2 days, with the Citi samples across a week (used it less often), and the exchange rates seem to be near enough identical across the closest date comparisons.

    On a $200 CAD ATM withdrawal I noticed that the ATM rebate was $3.06, so that's a bigger impact to the wallet than minor variances in exchange.
     
  19. Hermannator

    Hermannator One of Us Ski Pass: Silver

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    Cheers guys. ING says the FX rates are set by Visa so should be close to spot.
     
  20. Crispy013

    Crispy013 One of Us

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    Used in Japan, Hong Kong, Italy, Switzerland and France. No issues.
     
    JoeKing likes this.