1. SPECIAL NOTE TO NEW REGISTRATIONS

    If you recently registered and have not received a confirmation email - please check your 'Spam or Junk' folders. Especially if your email is Hotmail. More help with confirmation issues

    NOTE: This notice may be closed.

    Dismiss Notice

  2. There's more to this forum than meets the eye!

    We have a vibrant community here conversing about all sorts of non-snow topics such as music, sport, politics and technology. Simply register to reveal all our Après topics or continue browsing and reading as a guest.

    NOTE: This notice may be closed.

    Dismiss Notice
New Registrations Message to Guests

ING scraps international fees ATMs/Credit cards

Discussion in 'Flights' started by azzski, Nov 10, 2017.

  1. azzski

    azzski Should know better Moderator Ski Pass: Gold

    Joined:
    Aug 6, 1999
    Messages:
    40,456
    Likes Received:
    17,908
    Location:
    Malbin, Australia
    #1 azzski, Nov 10, 2017
    Edgecrusher, piolet and Chondro like this.
  2. piolet

    piolet Better make it three Ski Pass: Gold

    Joined:
    May 27, 2004
    Messages:
    28,382
    Likes Received:
    24,762
    Location:
    in the cupboard covered in dust
    Excellent
    I currently use the Citi visa is frequently. Works like a charm.
     
    #2 piolet, Nov 10, 2017
  3. rowdyflat

    rowdyflat One of Us

    Joined:
    Jun 21, 2003
    Messages:
    522
    Likes Received:
    323
    Location:
    Yackandandah NE Victoria
    28 degrees Mastercard is OK . Just watch the other fees.
     
    #3 rowdyflat, Nov 11, 2017
  4. chicski

    chicski A Local Ski Pass: Gold

    Joined:
    Feb 22, 2017
    Messages:
    6,276
    Likes Received:
    9,876
    Excellent. They are my main bank.
     
    #4 chicski, Nov 11, 2017
  5. azzski

    azzski Should know better Moderator Ski Pass: Gold

    Joined:
    Aug 6, 1999
    Messages:
    40,456
    Likes Received:
    17,908
    Location:
    Malbin, Australia
    This is the first real competition for 28 Degrees/Citibank accounts we've had.

    28 Degrees have been pissing me off with their payment options - having to pay through their website and changing for BPay, which is ridiculous. Latitude (who bought 28 Degrees) is moving into the Australian market in a big way though, so we'll see how that plays out.
     
    #5 azzski, Nov 11, 2017
  6. azzski

    azzski Should know better Moderator Ski Pass: Gold

    Joined:
    Aug 6, 1999
    Messages:
    40,456
    Likes Received:
    17,908
    Location:
    Malbin, Australia
    Yes.
     
    #6 azzski, Nov 11, 2017
  7. gareth_oau

    gareth_oau Pool Room Ski Pass: Gold

    Joined:
    Dec 27, 2008
    Messages:
    47,515
    Likes Received:
    17,935
    Location:
    Canning Vale, Perth
    I don't do cash from ATMs, but will be good for online shopping or when I'm paying for overseas accommodation or car rentals
     
    #7 gareth_oau, Nov 11, 2017
  8. piolet

    piolet Better make it three Ski Pass: Gold

    Joined:
    May 27, 2004
    Messages:
    28,382
    Likes Received:
    24,762
    Location:
    in the cupboard covered in dust
    Need to look closer but is there a min monthly deposit amount and transaction requirements?
    1000 in and 5 purchases a month? That would be a deal breaker for me. Citi works well for me for my use; routine ATM withdrawals os
     
    #8 piolet, Nov 11, 2017
  9. skichanger

    skichanger A Local Ski Pass: Gold

    Joined:
    Jan 1, 2012
    Messages:
    5,904
    Likes Received:
    2,375
    ING Orange debit card has always been a reasonable option for OS ATM withdrawals. $2.50 fee for each withdrawal and a good exchange rate sure beats most other options.
     
    #9 skichanger, Nov 23, 2017
  10. D-eye

    D-eye Photographer and skier Moderator

    Joined:
    Jan 21, 2001
    Messages:
    33,105
    Likes Received:
    2,297
    Location:
    Canberra
    No, at least not that I can recall seeing
     
    #10 D-eye, Nov 23, 2017
  11. chicski

    chicski A Local Ski Pass: Gold

    Joined:
    Feb 22, 2017
    Messages:
    6,276
    Likes Received:
    9,876
    I think there actually is.

    International Transaction Fee Waiver Offer for Orange Everyday Customers

    The International Transaction Fee Waiver Offer will apply for the next calendar month when you perform the following during the current calendar month:
    - deposit at least $1,000 from an external bank account to any personal ING account in your name (excluding Living Super and Orange One), and
    - (effective from 1 March 2018) also make at least 5 card purchases using your ING debit or credit card (excluding ATM withdrawals, balance enquiries, cash advances and EFTPOS cash out only transactions).

    No problem for me as my income goes into my ING account.
     
    #11 chicski, Nov 23, 2017
    piolet likes this.
  12. D-eye

    D-eye Photographer and skier Moderator

    Joined:
    Jan 21, 2001
    Messages:
    33,105
    Likes Received:
    2,297
    Location:
    Canberra
    Ah, sorry got it mixed up with the domestic one.
     
    #12 D-eye, Nov 23, 2017
  13. kylep

    kylep One of Us Ski Pass: Gold

    Joined:
    Feb 10, 2012
    Messages:
    2,858
    Likes Received:
    3,802
    Location:
    Sydney
    Will be interesting to compare the citi and ING in Canada next month
     
    #13 kylep, Nov 23, 2017
  14. azzski

    azzski Should know better Moderator Ski Pass: Gold

    Joined:
    Aug 6, 1999
    Messages:
    40,456
    Likes Received:
    17,908
    Location:
    Malbin, Australia
    So Latitude are making changes to the Shoppers Insurance with the 28 Degrees card.

    The coverage is improved, but from 24th October they charge 1% of the closing monthly balance.
     
    #14 azzski, Sep 16, 2018
  15. Hermannator

    Hermannator One of Us Ski Pass: Silver

    Joined:
    Jul 9, 2010
    Messages:
    1,437
    Likes Received:
    816
    Location:
    Melburn
    Now that the Northern season is well underway, has anyone out there been successfully using this product?

    Does it work in Japan for withdrawals, have ING been rebating the fees as they state they will?
     
    #15 Hermannator, Jan 16, 2019
  16. kylep

    kylep One of Us Ski Pass: Gold

    Joined:
    Feb 10, 2012
    Messages:
    2,858
    Likes Received:
    3,802
    Location:
    Sydney
    I’ve been using my ING more and more. Including overseas. It’s a good all round product that’s still good OS (bonus interest, Apple Pay, fee rebates).
    Have definitely had the atm rebates in NZ, Canada. Will likely be using in Japan from next weekend.
    I’ll have to go back and compare Citi vs ING performance in Canada last year
     
    #16 kylep, Jan 17, 2019
  17. cornice11

    cornice11 One of Us

    Joined:
    Jun 16, 2018
    Messages:
    220
    Likes Received:
    373
    Yeah good product. Last year i got the rebate ~10usd fee at an atm in a nevada casino.
     
    #17 cornice11, Jan 17, 2019
  18. kylep

    kylep One of Us Ski Pass: Gold

    Joined:
    Feb 10, 2012
    Messages:
    2,858
    Likes Received:
    3,802
    Location:
    Sydney
    Sample of purchases from Canada last year.
    Citibank card - purchases ranging from 12-200CAD - 0.971-.977 effective rate
    ING Card - purchases and ATM ranging from 30-400CAD - 0.971-0.972 rate
    Worth noting though that the ING samples were across 2 days, with the Citi samples across a week (used it less often), and the exchange rates seem to be near enough identical across the closest date comparisons.

    On a $200 CAD ATM withdrawal I noticed that the ATM rebate was $3.06, so that's a bigger impact to the wallet than minor variances in exchange.
     
    #18 kylep, Jan 17, 2019
  19. Hermannator

    Hermannator One of Us Ski Pass: Silver

    Joined:
    Jul 9, 2010
    Messages:
    1,437
    Likes Received:
    816
    Location:
    Melburn
    Cheers guys. ING says the FX rates are set by Visa so should be close to spot.
     
    #19 Hermannator, Jan 17, 2019
  20. Crispy013

    Crispy013 One of Us

    Joined:
    Jun 6, 2010
    Messages:
    1,592
    Likes Received:
    1,817
    Location:
    Port Macquarie, NSW
    Used in Japan, Hong Kong, Italy, Switzerland and France. No issues.
     
    #20 Crispy013, Jan 20, 2019
    JoeKing likes this.
(You must log in or sign up to post here.)