Insurance While Out Of The Country

Discussion in 'Passport' started by Nozawaman, May 11, 2017.

  1. Nozawaman

    Nozawaman Addicted Member
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    Number one son decided to stay in Whistler for summer . It would have been easy to extend the policy if it was still valid , but of course he forgot .
    Has anyone got any tips for reasonable insurance while out of the country ?
     
  2. Budgiesmuggler

    Budgiesmuggler Addicted Member
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    Some
    Of the backpacker specific ones cover this- look at world nomads or whatever it's called
     
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  3. K_Bird

    K_Bird Active Member
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    Not sure how long since the policy expired, but it may be worth a call to see if they can reinstate it. I let my income protection insurance lapse and contacted them about three months later - they were able to fix it up for me.
     
  4. freddy

    freddy Dedicated Member
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    World Nomads cover it.
     
  5. Egbert

    Egbert Dedicated Member

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    When Dad died we didn't notice the fire insurance policy on the farm lapse. Three months later they were happy to reinstate it as if nothing ever happened. We just had to pay the 3 months that we had missed. Wonder if they would have been so accommodating if there had been a fire during those 3 months?
     
  6. LevRMark

    LevRMark Active Member

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    As someone who has managed to injure themselves on their last two ski trips requiring treatment OS on both occasions (surgery the 2nd time) I would suggest any company where Lloyds is the underwriter.
    I was covered by World Nomads on the recent trip where surgery was required OS - they have been very good to deal with and do cover a range of "adventurous" activities (with $$ to match). On the previous occasion I was covered by TID and they were OK as well, processing and paying my claim promptly. I rate both companies ahead of another company we used who were problematic when we need to claim for a cancelation.

    Long story short - I recommend World Nomads
     
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  7. Fmr_Mr_Eski

    Fmr_Mr_Eski Active Member

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    World Nomads is the only policy I could find when I was looking for this. It may have changed in 7 years though.
     
  8. teckel

    teckel Old And Crusty
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    I would suggest that Lloyds had nought to do with it. People here (timber mill that was insured directly with Lloyds) are still waiting on full payout from black Saturday (over 8 years ago). The Aust government has even tried to intervene on their behalf. Lloyds (London) have told the poor bloke that they can afford bigger lawyers than him, so get stuffed.
     
  9. Legs Akimbo

    Legs Akimbo Part of the Furniture
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    Lloyds has a unique structure. It is not one company but a series of independent syndicates run by separate syndicate managers. Each manager has its own protocols. What happens depends on which syndicate is underwriting the risk.
     
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