Wise's better rates usually beats out Citi, unless you're only using cash, which isn't needed as much these days.The fees on atm withdrawls seem higher than the citibank global one. Only $350 a month, then $1.5 + 1.75% on withdrawal. Haven't found the city global comparison yet. For a 2 week traveller seems citibank global is better?? Already have the usual citibank card, but am looking at a way to lock in the yen while its high.
That's why I use both.
But 2018 season in Japan and found I only used Citi once and 2019 I didn't use it at all.
(6 months living on Japan each time)
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