OK. So I get it now. Insurance, if she had it, would have paid out and should have covered most of her medical expenses. She was after the resort for greater compensation over and above her medical expenses. She was injured and I feel sorry for her that she sustained those injuries and hope she wasn't too badly affected financially. It's always hard to gauge the mental scars. I can certainly see merit in her case but I must admit I do agree with the judge, collisions and injuries are part of the gig. Most of us would have sustained injuries while skiing in bounds. I know I have, it comes with the territory. I'm not a fan of the ambulance chaser mentality and I am aware of some people being cajoled down that path. I hope she had a no win no pay clause, because she's going to be out of pocket even more with the decision. You put yourself in the position by partaking in a potentially dangerous pursuit, then if the shit hits the fan, you have to take responsibility for the consequences. So if any clown skiing/boarding way too fast for their ability almost to the point of criminal negligence which I have seen many times totally out of control and mows over and older skier, child or anyone you better have full insurance cover. The resort isn't responsible which I suppose is fair, it's the individual who is responsible, so your course of action would be to sue them for damages, if that was necessary. There really are no winners in this one. I'm sure the resort isn't popping champagne bottles, they certainly don't want these things to happen to their patrons. Footnote: instructors need to regularly look in the opposite direction to the one they are travelling in to keep an eye on their students. I understand "fast" is a relative term which varies according to skill level and is situational as well. In control is probably a more appropriate term.