I couldn’t find any other classes to test it on. It is only QF, Jetstar and Emirates.

Edit. Yes email says economy only. I have put in for a points upgrade though.

 

Thought I could pop to Tahoe for a week or so before heading home. No plans really, I was open to anywhere I could get the cheaper flights and use Epic pass. Whistler and Tahoe it is

 

My wife has managed the credit card books at a few banks. The return for the bank on credit card spend is minimal.

Just set for direct debit each month. Done.

 

Actually it doesn’t impact your credit rating, this is ignored.

We do it all the time.

 

So to clear up one thing about churning, particularly in the new lending rules.

Continually applying for cards is fine as long as you remember to cancel them. This kinda limits you to a card a year in many cases. The reason why is having too many cards - even if you have zero balance - is seen as high risk due to large credit availability at high interest rates.

So get your card and points and then close it down.

Then once you’ve cycled through a few banks and head back for another round, see how you go

 

You have to really take the piss to end up having issues with your credit score. Applying for a large volume of cards in any given year is a no no, but be reasonable about it and you'll not have an issue.

Even a decline won't necessarily cause you any grief, because it doesn't show on your credit report as a decline, but rather a 'credit enquiry' which subsequently had no credit product attached to it. A bank could surmise that was due to having been declined, but equally, you may have simply rejected the offer, never activated the card etc. Thankfully I've not had to test the theory.

I cycle a reasonably small number per annum, only have one active card at a time (occasionally they overlap), pay off the balance each month and never cop a cent of interest. For the tiny bit of management involved, my everyday spend has worked very hard for me over the years.

Anyway, just my experience, not advice!

 

I cracked the M


Gotta love the Qantas AMEX Ultimate

 

agreed, earned nearly 1.2m so far, boosted by having a woolies car, so we get double points for every $ spent in woolies on amex.

I don't do much work travel any more, so missing out on a lot of the travelling points now

 

So if I value my points at a conservative 0.02/point = $20,000. In reality I value my points at about 5c/point for upgrades = $50,000

 

if anyone needs a credit card right now, ANZ/Qantas are offering a Visa with 120,000 points if you spend $7.5k over 3 months

 

The deals are constant.

Points are becoming easier to collect, and harder to use, unless you’re QF Gold/Platinum.

 

Status impacts when booking/upgrading on QF flights. But there can be better and cheaper OW airline choices for us low/no status card churners, with long haul classic awards, like the 280k OWJ (& if you can avoid Xmas-Jan holidays).

 

We got upgraded only last week using points.

 

just booked the 280k points OW business class award.
two trips - a RTW and Japan ski trip later:
booked late at only 230 days out, two passengers, QF silver:
Hong Kong-Dublin (Cathay)
Dublin-London-Austin Texas (BA)
Austin- Salt Lake City (ParkCity with PB Epic pass)
SanFrancisco-Sydney (QF).
Sydney - eight week "layover"; then
Sydney-Tokyo QF(Hakuba-PB Epic pass) - return Sydney JAL

used the 30% off QF points Sale for the positioning flight to Hong Kong to start the OWA. All up 300k points each + charges. Most points were from card bonuses collected over 12 months.