does NZ have much snow in November?Just signed up to 12 months Worldwide cover, ski cover included with Budget Direct, off to NZ in August, NZ again in November tour, Canada in Feb, and another is trip in May. $338 excess $200
Never insure laptops and phones, always read the fine print never replaced like for like if over 1 year old, get paid depreciated value. Cost outweighs benefit
Checked the PDS beforehand great policy with comprehensive covers $6k car excess
why would someone travel somewhere if it wasn't for snow. error. error. does not compute!
ive never bothered itemizing laptops, cameras and phones either. if i ever had to make a claim im sure their depreciated value is less than the maximum non-itemized value anyway.
hopefully it all works out for you.
reminds me i need to take note of my phone's IMEI number.
budget are one of the guys with the common sense off piste ski guide requirements, i wonder if they see increased sales because of it.