oh. perhaps i should reword; i dont doubt there have been many ski related claims. but i bet the % of claims caused by being off-piste, that wouldn't have otherwise happened on-piste, is very low.Y'know, I wouldn't be so sure. There's not too many people traveling to do this stuff, but I think the number of claims might surprise us. And I bet when they happen they're expensive. I think it might seriously just not add up.
There's always a similar conversation about travel insurance for rock climbing - and I see some of the people asking, who I had personally seen climb, and think, no-way would *I* ever insure you!
cant argue rescue costs, because they're <5% that of medical costs.
its just a bias against the unknown i think.