Opinion The risk of owning a van in a holiday park near the snow

skichanger

A Local
Jan 1, 2012
9,466
6,614
563
chaletmyoko.com
Tell me about this club where you can book any weekend. Any day. All season. Actually every weekend.
Actually. Explain the concept of booking and chores.
Don't think we have chores any more, or at least not very onerous ones like when we first joined.

If you book in the member booking period you can book ....

actually since all you are ever interested in doing is criticizing and telling me I am wrong I really cannot be bothered
 

Donza

Dogs body...
Platinum
Apr 21, 2004
132,296
92,892
3,563
woonona
Don't think we have chores any more, or at least not very onerous ones like when we first joined.

If you book in the member booking period you can book ....

actually since all you are ever interested in doing is criticizing and telling me I am wrong I really cannot be bothered
I have friends that are in a lodge in smiggs.
They booked their week in August in September. .Last year.
They're struggling to get any weekends this season till mid September.
So basically. .
 

Telezacski

A Local
Ski Pass
Mar 19, 2010
7,338
14,628
563
We are in a lodge that has options in Jindy and Smiggins, cost to join was under $5k. We book in March and got every second weekend plus a few nights in smiggins for inter schools. I know one family got every weekend as they are in season programs.

Jindy - each room has a bathroom and kitchenette plus main common area and your chores are to clean up after yourself and strip the bed after use. Pretty much the same as you do at home. Costs us about $250 for friday plus Saturday for a family of four.

Smiggs is fully catered and yeah people take turns to set the table and run the dishwasher, not a big deal.

Has worked for us, but may not work for all. I know some clubs are very restrictive on when you can book. Do your research.

I wouldn’t compare the lease systems of Canberra and Thredbo to caravan parks, as there are protective clauses in the lease as has been seen in Canberra where land has been purchased back.

As for Westpac pulling smsf lending this is poor journalism at its best. Anyone who knows anything about lending and smsf lending knows that the rules for lending to smsf are more restrictive as you can not get personal guarantees and therefore a higher risk loan style. Banks are also capped on investment lending and whilst the initial prudential limits have been eased their are other measures the banks are now being assessed on which means high weighting to investment lending is unwanted. Westpac desire to not lend to smsf is most likely to do with allocating investment resources to standard home loan channels.

Also note Westpac through St George have possibly the highest exposure to SMSF lending as they ST George had a product feature (offset account) and an interest only that most other smsf lenders don’t have. This has likely meant apra have been much more aggressive on their risk profiling of the Westpac book.

I am not saying the housing market won’t stall in many areas it has and will as borrowing capacity is down. But doom and gloom meh, easy way to sell papers. As for the effect on I/o lending changes, these really aren’t that big.
 
  • Like
Reactions: whether

climberman

CloudRide1000 Legend
Ski Pass
Jul 24, 2000
47,191
44,076
1,563
the sunny illawarra
We are in a lodge that has options in Jindy and Smiggins, cost to join was under $5k. We book in March and got every second weekend plus a few nights in smiggins for inter schools. I know one family got every weekend as they are in season programs.

Jindy - each room has a bathroom and kitchenette plus main common area and your chores are to clean up after yourself and strip the bed after use. Pretty much the same as you do at home. Costs us about $250 for friday plus Saturday for a family of four.

Smiggs is fully catered and yeah people take turns to set the table and run the dishwasher, not a big deal.

Has worked for us, but may not work for all. I know some clubs are very restrictive on when you can book. Do your research.

I wouldn’t compare the lease systems of Canberra and Thredbo to caravan parks, as there are protective clauses in the lease as has been seen in Canberra where land has been purchased back.

As for Westpac pulling smsf lending this is poor journalism at its best. Anyone who knows anything about lending and smsf lending knows that the rules for lending to smsf are more restrictive as you can not get personal guarantees and therefore a higher risk loan style. Banks are also capped on investment lending and whilst the initial prudential limits have been eased their are other measures the banks are now being assessed on which means high weighting to investment lending is unwanted. Westpac desire to not lend to smsf is most likely to do with allocating investment resources to standard home loan channels.

Also note Westpac through St George have possibly the highest exposure to SMSF lending as they ST George had a product feature (offset account) and an interest only that most other smsf lenders don’t have. This has likely meant apra have been much more aggressive on their risk profiling of the Westpac book.

I am not saying the housing market won’t stall in many areas it has and will as borrowing capacity is down. But doom and gloom meh, easy way to sell papers. As for the effect on I/o lending changes, these really aren’t that big.
Great prices on lodge.
Is the nightly rate pp or per room?
 
Remove ads with a
Ski Pass

skichanger

A Local
Jan 1, 2012
9,466
6,614
563
chaletmyoko.com
I am keen to know about the lodge.

I have looked at a few now and they all have some sort of restrictions on bookings.
The club is schuss ski club. https://www.schuss.com.au/winter/

DH was booking secretary a few years ago. We used it extensively when we lived in Sydney - 20 days a season. Members have a priority booking period. There are a few dates at Thredbo where there is a ballot. Midweek at Mt Buller is almost never full.

Rates have gone up a little since I last looked - Members are $62 for Friday and Saturday nights and $53.50 for mid week in Winter high.
https://www.schuss.com.au/thredbo/accommodation/
Thredbo lodge has had extensive renovations since I was last there.

All rooms have ensuites.

We are now looking at moving to Canberra . If we do my mogul skier will probably spend the season at the Thredbo lodge unless he finds better accommodation in Jindy.
 

skichanger

A Local
Jan 1, 2012
9,466
6,614
563
chaletmyoko.com
I have friends that are in a lodge in smiggs.
They booked their week in August in September. .Last year.
They're struggling to get any weekends this season till mid September.
So basically. .
So does that mean every club is like that?Really you should not jump to conclusions. Be a little more open minded and maybe a little more worldly wise and aware there are other options.

I know there are lots of clubs with ridiculous restrictions. Personally I don't understand why you would be a member of a club like that when there are so many other options.

Unless it has changed since DH was booking secretary, Schuss does not open for member bookings till November and for public bookings till March.

The club was originally an Adelaide based club formed by a group of doctors. When we joined there were very few Sydney members and we could always get NSW school holidays. There were times when we only booked a month on advance for school holidays. This has changed, but at the Mt Buller lodge you can usually get anytime mid-week.
 

Arsas

One of Us
Feb 23, 2017
561
879
263
So does that mean every club is like that?Really you should not jump to conclusions. Be a little more open minded and maybe a little more worldly wise and aware there are other options.

I know there are lots of clubs with ridiculous restrictions. Personally I don't understand why you would be a member of a club like that when there are so many other options.

Unless it has changed since DH was booking secretary, Schuss does not open for member bookings till November and for public bookings till March.

The club was originally an Adelaide based club formed by a group of doctors. When we joined there were very few Sydney members and we could always get NSW school holidays. There were times when we only booked a month on advance for school holidays. This has changed, but at the Mt Buller lodge you can usually get anytime mid-week.

When was the last time you booked? I only ask because everything has got a lot busier in the last few years.
@ Donzah is correct that having a permanent caravan is a lot more flexible than a Lodge. Donzah can go whenever he likes and at the last minute. I don't know many lodges that have many vacancies left especially after the Full members have all of there date requests in and then it is opened to associate members. It's even harder if you are a family of 4 or 5, a single or couple may be able to get beds.
You are right that you need to check with particular lodges about the booking rules. I know some have a preference points system and you earn points by turning up to the lodge working bees.
 

telecrag

Old n' Crusty
Ski Pass
Oct 12, 2007
34,367
54,045
1,063
Some people I know still freak out at the idea of camping there in winter, not too many years ago I reckon the majority thought that. But gear, Internet, people start doing it.

You wait, with all the promo, hipsters will work out a way to have beer and coffee vending on the MR, to cater to the increase in numbers actually using that AT gear they bought ten years ago.
 

Donza

Dogs body...
Platinum
Apr 21, 2004
132,296
92,892
3,563
woonona
Some people I know still freak out at the idea of camping there in winter, not too many years ago I reckon the majority thought that. But gear, Internet, people start doing it.

You wait, with all the promo, hipsters will work out a way to have beer and coffee vending on the MR, to cater to the increase in numbers actually using that AT gear they bought ten years ago.
Five years ago i used to take pictures of people camping in the van park in winter. I thought they were bonkers.
Now.....

I've also noticed the evolution of the camping gear in our van park.
So many high tech swags now lakeside . Low and solid.
 

skichanger

A Local
Jan 1, 2012
9,466
6,614
563
chaletmyoko.com
When was the last time you booked? I only ask because everything has got a lot busier in the last few years.
@ Donzah is correct that having a permanent caravan is a lot more flexible than a Lodge. Donzah can go whenever he likes and at the last minute. I don't know many lodges that have many vacancies left especially after the Full members have all of there date requests in and then it is opened to associate members. It's even harder if you are a family of 4 or 5, a single or couple may be able to get beds.
You are right that you need to check with particular lodges about the booking rules. I know some have a preference points system and you earn points by turning up to the lodge working bees.
We have not used the Thredbo or Falls Creek lodges for a few years. My mogul skier goes to Mt Buller for ABOM. We have no problems booking that for him.

Members have a priority booking period from November to March. After that it is open to the public.

whilst in the early days of the club there were working bees and quite onerous chores this is no longer the case.

The point I was making is that I would not buy the rights to a site at a caravan park, especially when there is no guarantee you won't be kicked out, when I can be a member of a club that is probably cheaper. That is my opinion, my choice. I am not saying this is right for everyone else. Not sure why this is such a problem for some people.

During the period we have been members of Schuss memberships have been as low as $6k. Last time I looked they were under $10k. Not sure what they are now, but you do have an asset you can sell, usually for as much as you have paid.
 

telecrag

Old n' Crusty
Ski Pass
Oct 12, 2007
34,367
54,045
1,063
Mind you, we saw a couple of wreckers in the wind on Monday night! How they thought that would work, haha
 

climberman

CloudRide1000 Legend
Ski Pass
Jul 24, 2000
47,191
44,076
1,563
the sunny illawarra
Some people I know still freak out at the idea of camping there in winter, not too many years ago I reckon the majority thought that. But gear, Internet, people start doing it.

You wait, with all the promo, hipsters will work out a way to have beer and coffee vending on the MR, to cater to the increase in numbers actually using that AT gear they bought ten years ago.
They freak out because it can be actually freezing and horrible!
 

Arsas

One of Us
Feb 23, 2017
561
879
263
The point I was making is that I would not buy the rights to a site at a caravan park, especially when there is no guarantee you won't be kicked out, when I can be a member of a club that is probably cheaper. That is my opinion, my choice. I am not saying this is right for everyone else. Not sure why this is such a problem for some people.
Don't think it is a problem, just people have different requirements. If you are a person that knows when they can go to the snow and books in advance (months) than a Lodge works. But if you like to follow the snow and weather and wait till after a big dump or go when its dumping and go last minute than a Lodge is not for you.

We have not used the Thredbo or Falls Creek lodges for a few years. My mogul skier goes to Mt Buller for ABOM. We have no problems booking that for him.
Members have a priority booking period from November to March. After that it is open to the public.
I think you may find it a lot harder to get in these days, everything has gone crazy in NSW in last few years. Also you are only booking for a single.

I personally wouldn't buy into a CP or a Lodge. Both have their pros and cons and don't suit everyone.
 

skichanger

A Local
Jan 1, 2012
9,466
6,614
563
chaletmyoko.com
Don't think it is a problem, just people have different requirements. If you are a person that knows when they can go to the snow and books in advance (months) than a Lodge works. But if you like to follow the snow and weather and wait till after a big dump or go when its dumping and go last minute than a Lodge is not for you.


I think you may find it a lot harder to get in these days, everything has gone crazy in NSW in last few years. Also you are only booking for a single.

I personally wouldn't buy into a CP or a Lodge. Both have their pros and cons and don't suit everyone.
We have saved way more than the membership cost us over the years so the investment has been well worth while. Before we moved down here we did summer holidays as well. At that time it was $8 per person per night. And my cousin is a member so we had family holidays with them as well. Great to be on neutral territory for those things.

As a reference it costs my mogul skier $22 to camp when he goes to water ramp.
 

crackson

Part of the Furniture
Ski Pass
Oct 20, 2006
12,880
13,119
813
I've nothing against buses or hardcore setups, but we must all play within the rules.

Two weeks max at a time is more than fair and taking a couple of days off and relocating each time is easy.
 
  • Like
Reactions: coolair

Telezacski

A Local
Ski Pass
Mar 19, 2010
7,338
14,628
563
Great prices on lodge.
Is the nightly rate pp or per room?

Depends on which lodge, Jindy is a per room cost so $250 covers all four of us for the weekend $125 a night. We do the two nights as Saturday has a loading if booked as a single. Makes the trip pretty hassle free.

Smiggins is per person per night.
 
  • Like
Reactions: climberman

Telezacski

A Local
Ski Pass
Mar 19, 2010
7,338
14,628
563
@Arsas our bookings open in April and we put our forms in and got 20 days no issues and our lodge has some open spots.

Yes we can’t jump in the car for a powder day but to be honest we are knackered by the end of the season as it is so wouldn’t use the spontaneous days.

If a caravan park is $5k annum I still have plenty of cash left over to pay for the odd additional stay if I can’t get into the lodge.
 
  • Like
Reactions: BrindiCruiser

Jacko4650

One of Us
Ski Pass
May 15, 2014
3,732
7,639
363
Would make a great little granny flat if you had the land.
Relocate to a farm and rent out in peak periods as a "farmstay" option. Gets around lots of Council regulations! Passive income for a landowner closeish to Jindy?
 

BrindiCruiser

Addicted
Jul 24, 2016
225
235
113
@Arsas our bookings open in April and we put our forms in and got 20 days no issues and our lodge has some open spots.

Yes we can’t jump in the car for a powder day but to be honest we are knackered by the end of the season as it is so wouldn’t use the spontaneous days.

If a caravan park is $5k annum I still have plenty of cash left over to pay for the odd additional stay if I can’t get into the lodge.

Zac150 I think I might have had a phone call with you about lodges a few years ago, but it may have been another forum member. Which lodge are you talking about?
 

telecrag

Old n' Crusty
Ski Pass
Oct 12, 2007
34,367
54,045
1,063
Another relocatable for sale, must be moved, from Snowline. Bit of movement going on there at the moment. Why wouldnt the park just buy it, and rent it? Or are they redeveloping?
 
  • Like
Reactions: skull

skull

One of Us
Ski Pass
Jun 4, 2017
4,445
8,102
363
Another relocatable for sale, must be moved, from Snowline. Bit of movement going on there at the moment. Why wouldnt the park just buy it, and rent it? Or are they redeveloping?
yes saw that one too. I would guess they are planning on redeveloping
 

Donza

Dogs body...
Platinum
Apr 21, 2004
132,296
92,892
3,563
woonona
Another relocatable for sale, must be moved, from Snowline. Bit of movement going on there at the moment. Why wouldnt the park just buy it, and rent it? Or are they redeveloping?
They have been moving the onsite cabins on for the last ten years.
Gradually.
We have a few of their refugees in our park.
Snowline onsites are plumbed to waste.
Jhp aren't.
 

telecrag

Old n' Crusty
Ski Pass
Oct 12, 2007
34,367
54,045
1,063
I don't get why, what will they build? I understand making more short term rental space, by getting rid of permanents, but for $10K, why not just buy it and rent it out?

Why is the other park different in this regard?

Man I cant wait for RE to go belly up, house across the street sold, 3 beddy, one bath, over $900K, our house must be 1.5 fk me its crazy. This is just one more symptom of the craziness IMO.
 
  • Like
Reactions: crackson

telecrag

Old n' Crusty
Ski Pass
Oct 12, 2007
34,367
54,045
1,063
Just saw a post on FB to see if any local engineers that could help.
 
  • Like
Reactions: skull

Sir Surfalot

One of Us
Ski Pass
Apr 23, 2000
2,912
7,902
363
Somewhere surfy or snowy
Things are happening at NRMA park compliance letters on vans been there in excess 30 years for structural engineering certificates. ratios. car space.
Sounds similar to what happened a couple of years ago for Southern Cross van park at Berridale (where my van is) - I think in that case the requirement for engineering certificates for any permanent annexes/add-ons was from the local council rather than the park owners. My van is standard (really old, but standard) so I didn’t have to do anything, but there are some impressive structures attached (or indeed encasing) some other vans, so I can only guess some other van owners had to make some effort to get appropriate certification at the time.

Also around the same time - and this was driven by the van park’s insurer and thence the owner - we had to provide evidence annually of the van being insured appropriately. For this I email the manager a PDF after asking NRMA for one every year as they don’t send anything suitable out by default after you renew the policy.
 

surfer1

Addicted
Aug 1, 2001
236
199
113
Sydney
Sounds similar to what happened a couple of years ago for Southern Cross van park at Berridale (where my van is) - I think in that case the requirement for engineering certificates for any permanent annexes/add-ons was from the local council rather than the park owners. My van is standard (really old, but standard) so I didn’t have to do anything, but there are some impressive structures attached (or indeed encasing) some other vans, so I can only guess some other van owners had to make some effort to get appropriate certification at the time.

Also around the same time - and this was driven by the van park’s insurer and thence the owner - we had to provide evidence annually of the van being insured appropriately. For this I email the manager a PDF after asking NRMA for one every year as they don’t send anything suitable out by default after you renew the policy.
Yes ours is old van and annex, confident all structurally ok but still insisting on structural certificate and get this a compliance plate even though structure been up for decades.
 
  • Like
Reactions: SMSkier
Remove ads with a
Ski Pass

Log in

or Log in using
Remove ads with a
Ski Pass